Will homeowners insurance pay for squirrel damages? This is one of the questions homeowners normally ask when they have fallen victim of squirrel damages in their homes. If you are facing the same plight you are not alone as there are plenty of people like you waiting for answer to this question. This article will intimate you on what you need to know about homeowner’s insurance claim to wildlife damages like squirrel and others. Squirrel is among the wild animals that cause thousand dollars damage to homeowners in the United States making homeowner to be concern on the best way to get compensated for the damages.
The Confusion about Squirrel Damages and Homeowner Insurance
The issue of wildlife damage and homeowner insurance claim is still causing confusion to most homeowners. For that reason, some homeowners are searching to know how insurance claim work and the right time to make the claim when damages occur. The truth is that most insurance companies and wildlife professionals normally contribute to the confusion homeowners have on wildlife damages and insurance claim. So, while buying insurance product for your home, you should always look out for the clause that explain your right to make claim for wildlife damages with the animals mentioned one by one.
Things You Must Know About Squirrels
Squirrel is known as one of the most destructive animals as they can cause unimaginable damaged when they are allowed to inhabit a house. Squirrels can chew through the roof, outfit and siding so as to gain access to the attic. More so, they are equally notoriously nasty at chewing wires while in the attic and using their dropping and urine to pollute entire place. Unfortunately, squirrel damages are not covered by the insurance as they are in the rodent family. But there is still some exception to that.
When Damages Caused By Squirrels Will Be Covered By Homeowner Insurance
It is true damages caused by wildlife in the rodent family are not covered in the homeowners insurance but there is still exception to that. If windstorm remove your roof and the insurance company did not come on time until a family of squirrel get into the attic through the open roof and cause damages on the ceilings, them homeowner will be entitle to make claim for that and insurance company will pay for the damages caused by the squirrel.
How to File Insurance Claim after Squirrel Damage
If the case mentioned above is yours and you are looking for the best way to make your claim, there are two ways to do that. You can contact insurance agent to help you make the claim from the company. You can also contact the insurance company directly in order to make request for payment.
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